Credit Card	Rate	Duration	Purchases	Typical APR	Rewards
Credit Card	Balance Transfers		Purchases	Typical APR	Rewards
Amex British Airways	N/A	N/A	N/A	17.9% APR (variable)	BA Flights £1 spent = 1 point
Amex British Airways Premium	N/A	N/A	N/A	43.5% APR (variable)	BA Flights £1 spent = 1 point
Amex Platinum MoneyBack Credit Card	N/A	N/A	N/A	18.9% APR (variable)	Cash Back
Nectar Amex	N/A	N/A	N/A	18.9% APR (variable)	Points
Virgin Atlantic American Express White Card	0%	6 Months	N/A	17.9% APR (variable)	1 Flying Club miles for every £1 spent 3,000 bonus Flying Club miles upon first spend.

Amex Platinum

The motto of the American Express (AMEX) Platinum credit card is “Apply for the card that gives you something back.” A quite adequate phrase for the myriad of benefits and advantages this credit card offers to its owners.

The most impressive aspect is that, with almost any transaction that the cardholder makes with his card, he will receive 3% money back during the first 3 months of ownership. And, after that period, he will receive 1.5% money back.

It doesn’t matter if you buy petrol, charge monthly debits for third party services, or pay for an airline ticket or hotel reservation at another country. All of these purchases are considered for the money return.

Another benefit of the AMEX Platinum card is that there is no need to pay an annual fee, as is the case with many AMEX cards. Plus, you manage can your account through AMEX online portal, where you can check all of your transactions and make transfers between accounts.

If you are interested in this card, you can apply online through the AMEX website. The entire process takes less than 5 minutes. For complying with the requisites you need to be 18 or more years of age, have a account at a UK bank, have an annual household income of ₤20,000 or more, have a permanent UK home address, and have a good credit history.