Balance Transfer Credit Cards

Editors Choice - Top 5 Balance Transfer Cards

Credit Card	Rate	Duration	Purchases	Typical APR	Rewards
Credit Card	Balance Transfers		Purchases	Typical APR	Rewards
Barclaycard Platinum	0%	22 Months (2.9% admin fee)	0% for 3 months	17.9% APR (variable)	Freedom Rewards Scheme
Barclaycard Platinum	25% off any additional balance transfer fee when you transfer more than one balance (terms and conditions apply) Request a balance transfer quickly and easily as part of your application Good credit rating is required Representative Example: 17.5% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 17.5% p.a. (variable).
Virgin	0%	20 Months (2.99% handling fee)	0% for 3 months	16.8% APR (variable)	n/a
Virgin	Representative Example: 16.8% p.a. (variable) on card purchases. This is equivalent to 16.8% APR representative (variable) based on a credit limit of £1,200.
Lloyds TSB Platinum	0%	14 Months (3% admin fee)	0% for 3 months	15.9 % APR (variable)	N/A
Lloyds TSB Platinum	Receive a 50% refund on your Balance Transfer Fee when you apply and transfer £1,500 or more before 30th June 2011 Manage your account online Good credit rating required Representative Example: 15.90% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 15.94% p.a. (variable).
Natwest	0%	13 months	0% for 13 months	17.95% APR (variable)	N/A
Natwest	0% on purchases for 13 months from account opening. Thereafter the standard annual rate for purchases will be 17.95% (variable). 0% on balance transfers for 13 months from account opening (2.9% fee, min £5) on any balances you transfer within 3 months of opening your account. Thereafter the standard annual rate for balance transfers will be 17.95% (variable). Representative Example: Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable) based ona credit limit of £1,200.
Bank of Scotland	0%	12 Months (3% admin fee)	0% for 12 months	17.9% APR (variable)	Mastercard deals & discounts on travel, entertainment & shopping
Bank of Scotland	Cover against fraud when shopping online Good credit rating required Representative Example: 17.90% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 17.95% p.a. (variable).

Compare all the Balance Transfer Cards, in Alphabetical Order

Credit Card	Rate	Duration	Purchases	Typical APR	Rewards
Credit Card	Balance Transfers		Purchases	Typical APR	Rewards
Bank of Scotland	0%	12 Months (3% admin fee)	0% for 12 months	17.9% APR (variable)	Mastercard deals & discounts on travel, entertainment & shopping
Bank of Scotland	Cover against fraud when shopping online Good credit rating required Representative Example: 17.90% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 17.95% p.a. (variable).
Barclaycard Platinum	0%	22 Months (2.9% admin fee)	0% for 3 months	17.9% APR (variable)	Freedom Rewards Scheme
Barclaycard Platinum	25% off any additional balance transfer fee when you transfer more than one balance (terms and conditions apply) Request a balance transfer quickly and easily as part of your application Good credit rating is required Representative Example: 17.5% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 17.5% p.a. (variable).
Halifax All In One	0%	13 Months (3% admin fee)	0% for 13 months	17.9% APR (variable)	Halifax Mastercard offers on travel, entertainment and shopping
Halifax All In One	0% for 12 months balance transfers (3% fee) 0% for first 12 months on all purchases Halifax MasterCard offers including fantastic deals and discounts on travel, entertainment and shopping No annual fee Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate is 17.9% APR (variable). The purchase rate is 17.95% pa (variable). Interest rates vary depending on our assessment of your circumstances.
Lloyds TSB Platinum	0%	14 Months (3% admin fee)	0% for 3 months	15.9 % APR (variable)	N/A
Lloyds TSB Platinum	Receive a 50% refund on your Balance Transfer Fee when you apply and transfer £1,500 or more before 30th June 2011 Manage your account online Good credit rating required Representative Example: 15.90% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 15.94% p.a. (variable).
Natwest	0%	13 months	0% for 13 months	17.95% APR (variable)	N/A
Natwest	0% on purchases for 13 months from account opening. Thereafter the standard annual rate for purchases will be 17.95% (variable). 0% on balance transfers for 13 months from account opening (2.9% fee, min £5) on any balances you transfer within 3 months of opening your account. Thereafter the standard annual rate for balance transfers will be 17.95% (variable). Representative Example: Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable) based ona credit limit of £1,200.
Post Office	0%	12 Months	0% for 3 months	16.9% APR (variable)	N/A
Post Office	0% on balance transfers for the first 12 months 0% on purchases for the first 3 months 0% commission on purchases overseas no cash advance fee when purchasing Post Office® travel money 0% on new balance transfers for 5 months again and again Representative Example Introductory rate of 0% purchases for the first 3 months and 16.9 % thereafter Credit limit is subject to status 16.9% APR Representative (Variable)
Virgin	0%	20 Months (2.99% handling fee)	0% for 3 months	16.8% APR (variable)	n/a
Virgin	Representative Example: 16.8% p.a. (variable) on card purchases. This is equivalent to 16.8% APR representative (variable) based on a credit limit of £1,200.

With thousands of credit cards available in the market these days, people get confused while selecting the proper credit card that will satisfy all their requirements. To help people from this dilemma, Ukfinancialoptions.co.uk has come out with a unique credit card comparison based on the facilities offered by the credit card company. This page lists credit cards on the basis of their balance transfer services. This list contains almost all the major credit cards available in the market today that offer balance transfer facilities at low or at even zero percent interest rates. With a zero balance transfer credit card, you can transfer the balances from one credit card to another without any transaction fee, helping you to opt for a better credit card that suits your needs.

Transfer your credit card balances at 0 % interest rate

Our comprehensive list of credit cards consists of some of the biggest names in the field. We have comparison charts for comparing credit cards like the Egg Credit Card, Virgin Credit Card, MBNA Platinum plus Credit Card, Delta Sky Miles card and the AOL Credit Card. We have also included credit cards issued by some of the most high-profile football clubs in the UK like Arsenal, Manchester United, Tottenham Hotspur, Newcastle United, etc in this list comprising of low balance transfer credit cards. All these credit cards are listed on their balance transfer service basis and almost all of them boast of 0 % balance transfer facilities ranging from a period of six months to nine months. This list also contains other features and advantages provided by the credit card along with its balance transfer rate and term.