Credit Card Links

Instant Approval Credit Cards

Credit cards have almost become a necessity. We live in times when almost everything is available over the Internet. We can book a car over the internet or even apply for credit cards. There are plenty of websites that offer Instant Approval credit cards in UK. When we say instant approval credit cards, we mean that you can apply over the Internet and upon qualification; you will get an email notification within a few minutes of having completed the credit card application. There’s a clause though: You can get instant approval credit cards only if you have excellent or good credit records.

Another important thing is that the approval takes a few minutes but mailing the credit card may take a few days. Apply credit card in UK through credit card websites and it will reduce the amount of time that you used to spend earlier in just completing the application. Every process has now become easier with the Internet and hence UK credit card companies offer instant credit cards. You may have come across advertisements that proclaim that if you apply online then you will get approved almost instantly.

The benefit is that you know that you have been approved unlike in normal procedure, you would have to wait for a few days to know whether your form got approved or not. But again, since you are making an online application for the credit card, you can always check and compare the various cards that are available within the instant approval credit card scheme in the UK.

Some of the UK instant approval credit cards include:

Barclaycard Platinum Credit Card

  • There is a 2.5% fee applicable
  • For the first 12 months, you can enjoy 0% on balance transfers
  • For the first 3 months, there is no interest or 0% interest on purchases
  • The normal APR is 14.9%
  • On cash advances, you will be charged 21.9% + 2% (minimum of £2.00)

The Virgin Credit Card

Some of the features are:

  • The normal APR variable applicable is 15.9%
  • For the first 13 months, you can enjoy 0% on balance transfers. There is a 2.98% handling fee. After 13 months, the APR variable applicable will be 15.9%
  • In the first 3 months, you can enjoy 0% on purchases.
  • If you use the Virgin credit card for buying products or services of the Virgin Group of Companies then you will get a good discount.
  • If you take out a cash advance then the rate applied will be 24.9%
  • The Virgin credit card provides £100,000 of travel accident insurance. This is applicable for you as well as your children.
  • The Virgin credit card doesn’t have any annual fee
  • You can avail of the online fraud protection
  • You can avail of their 24x7 customer service
  • On the Virgin credit card, you can get a credit limit of around £50,000
  • If you use it outside the country then there is a fee of 2.75%

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